The term 'disruptive technology' is used to describe technology developments that undermine or radically change the way a process or business operates. Disruptive technology can strike fear into all but those bringing the new technology to market, but it can also 'unlock' previously inaccessible opportunities. Business needs to know what's on - and over - the horizon so it can plan a strategy for disruptive technology, and capitalise on the changes about to come.